The Ends of Possibilities

Labor	Enterprise	Transactions	Property	Finance
Wage Labor, sold on a market, with surplus appropriated by owners	Capitalist Profit-maximizing firms appropriating workers’ surplus	Market Exchange is ruled by supply and demand	Private Land/goods are owned and managed by one entity (e.g. an individual, a corporation)	Mainstream Market Loans and equity distributed by private firms, seeking profits, to individuals and market enterprises
Alternative Paid Labor renumerated outside labor market	Alternative Capitalist Enterprise is not strictly profit-maximizing, corporate social responsibility	Alternative Market Exchange is socially negotiated (e.g. local trading systems, barter)	Alternative Private Resources (e.g. Land, goods, knowledge) maintained by a collective (e.g. the state, a family, a community)	Alternative Market Loans and equity distributed by private firms, state firms, or credit unions with the intent of social good (e.g. microloans to small farmers)
Unpaid Labor is not renumerated with money, goods or services	Noncapitalist Communal, independent, and nonprofit enterprises	Nonmarket Exchange is not ruled by equivalence (e.g. state allocations, gift-giving, household exchange)	Open Access Natural resources that are accessible to and benefit all life	Nonmarket Finance provided non-reciprocally to individuals/enterprises (e.g. donations, family lending)

Check out Diverse Economies at UMass Amherst!

Labor	Transactions	Enterprise	Property	Finance
Alternative Paid: Fresh and Sober	Alternative Capitalist	Alternative Market: Center for Student Businesses	Alternative Private: UMass Permaculture, Student Union Craft Center	Alternative Market: UMassFive
Unpaid: Western MA ISO	Non-Capitalist	Non-Market: UMass Bike Co-op, Earthfoods Café	Open-Access	Non-Market